Unlock your new home

Whether you’re a first-time buyer or taking your next step on the property ladder, we have a range of affordable house-buying schemes available to help you buy your new Onward Living home.

Learn more about affordable homes schemes, including Shared Ownership and Rent to Buy. Whatever your circumstances, we can help you unlock your dream new home.

Step on the ladder with Shared Ownership

Shared Ownership is another way to buy your home. You buy a percentage, and pay rent on the rest.

The housing association (Onward) owns part of it — but you’re living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It’s a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to eventually own it 100%.

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Make your move with Rent to Buy

Rent to Buy is a homeownership scheme designed to ease the transition from renting to buying a home.

With Rent to Buy, you rent a newly built home, usually 20% below market rent value for up to five years, and put aside the money you save to use towards a deposit.

At the end of the five-year time period, you will be offered the chance to purchase the home outright, or through Shared Ownership, and fulfil your dream of becoming a proud homeowner.

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